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Finaura is a free education site for people who want to understand EMIs, SIPs, tax, brokerage and retirement before they act. Use the calculators, read the guides, see the method. No account. Numbers stay on your device.
Sample portfolio balance
₹24,800
Illustrative data shown for demonstration only.
Search every calculator and every guide. Filtering happens instantly in your browser.
Browse by topic
Each hub groups related tools, explainers and formulas so you can go from question to understanding without hunting around.
Most visited
The tools people reach for first. Each one pairs an interactive result with the formula and reasoning behind it.
Calculators, guides and methodology are one resource. The site does not pick products or file your taxes.
Step 1
Enter amounts you actually have. Results recompute in the browser. Nothing is stored on a Finaura server.
All calculatorsStep 2
Learn pages explain EMI, extra payments, SIPs, CTC, brokerage and retirement in ordinary language — not a second copy of the formula box.
LearnStep 3
Assumptions, financial years and last-verified dates sit on the tool and on the methodology page. Rates and tax rules can change.
MethodologyGuides
EMI, extra payments, SIPs, take-home salary, brokerage and retirement — written to sit next to the calculators.
Why Finaura
Most finance sites want your email before they teach you anything. This one takes the opposite approach.
Every page and tool is open immediately. There is no signup wall, no email gate and no user profile to manage.
No backend and no database. Your inputs never leave the device, because there is nowhere for them to go.
Each concept pairs plain-language explanation with the formula behind it, so the numbers are never a black box.
Charts and breakdowns accompany results, making trade-offs between options immediately obvious.
No product recommendations, affiliate steering or lead generation. The content stays independent.
Keyboard-navigable, screen-reader friendly, dark-mode ready and statically rendered for speed.
Education, not advice
Finaura explains how the mechanics work. It never recommends products or collects personal information.
Finaura never asks for your email. Use the tools, read the guides, and keep every calculation on your device.
From Learn
An EMI is one number on your statement and two jobs inside it. This guide explains principal, reducing-balance interest and why a smaller instalment can cost more over the life of the loan.
Read the guide