Work out your new salary after a raise, or the percentage a new figure represents, then see what survives inflation and tax — plus where you land after several years of similar increments.
Step 1
Enter your current CTC
Your existing annual package, so the calculator has a baseline to work from.
Step 2
Give it the hike or the target
Switch between entering a percentage to find your new salary, or entering a new salary to find the percentage.
Step 3
Check the real increase
Add an inflation rate to see the raise in today's money, and look at the take-home figure to see what reaches your account.
New annual CTC
₹13,80,000
From ₹12,00,000 · a 15% raise
Real purchasing power
8.5%
Your raise outpaces inflation, so you are genuinely better off.
Monthly take-home gain
+₹12,213
Indicative, under the new tax regime with a standard salary structure.
The nominal hike is straightforward. The number that matters more is the real hike, which accounts for prices having risen too.
New CTC = Current × (1 + h) · Real hike = (1 + h) ÷ (1 + i) − 1Hike percentage
Your raise as a decimal, so a 15% hike gives h = 0.15.
Inflation rate
Expected annual inflation as a decimal. India's target band centres on 4%, with 5–6% a common planning assumption.
Increase in purchasing power
What your raise is worth once prices are accounted for. This is the figure that determines whether you are actually better off.
Dividing rather than subtracting matters. A 15% hike against 6% inflation is not a 9% real raise but 8.49%, because the inflation applies to the larger post-hike amount. The gap widens as both numbers grow.
Answers about the salary hike calculator.
Continue exploring adjacent tools in this topic.
Background reading on the ideas behind these numbers.
This tool is provided for educational purposes only. Results are estimates based on the values you enter and do not constitute financial advice.